What documents are required for the bank loan application?

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Congratulations! By looking into “What documents are required for loan application”, you’re now about or ready to purchase your awesome property.

For the loan application, you will have to prepare several documents for the bank to examine your financial capabilities before they approve your loan.
Here you go…

for employee

  1. Identification Card (NRIC) – photocopy of front & back
  2. Salary Payslip – latest 3 months
  3. Bank Account Statement – latest 3 months
  4. EPF Statement – latest
  5. Income Tax – latest form B/BE with payment receipt acknowledgement
  6. Employment Letter – if work less than a year
  7. Other Supporting Documents – if any Saving Account, Fix Deposit, Shares/Unit Trust Investment, ASB, Bonds, Tenancy Agreement (to show the availability of your emergencies fund)
  8. Property Details – booking form or receipt
  9. Seller’s Sale & Purchase Agreement & Title


for employer / business owner

  1. Identification Card (NRIC) – photocopy of front & back
  2. Business Name Card
  3. Business Registration – best if the company operated 3 years and above
  4. Company Bank Account Statement – latest 6 months
  5. Income Tax – latest 2 years form B/BE with payment receipt acknowledgement
  6. Others Supporting Documents – if any Saving Account, Fix Deposit, Shares/Unit Trust Investment, ASB, Bonds, Tenancy Agreement (to show the availability of your emergencies fund)
  7. Property Details – booking form or receipt
  8. Seller’s Sale & Purchase Agreement & Title

*Please take note that the information stated here is just a general guideline for the bank. Some banks may require additional documents from case to case basis.

But wait… Do you know the ways to increase the success rate for your loan application? You may refer to my post > Tips to get your bank loan approved easily.

All the best on your loan application!😊